If you are a frequent shopper at Costco, you may be wondering if the warehouse retailer accepts American Express credit cards.
The History of American Express and Costco
In the past, Costco exclusively accepted American Express credit cards. However, in 2016, the retailer switched to a new credit card partnership with Visa, which became the sole credit card network accepted at Costco warehouses in the United States and Puerto Rico.
Prior to the switch, American Express had been the only credit card accepted at Costco. In fact, Costco was one of the largest merchants in the world to exclusively accept American Express credit cards.
The partnership between the two companies began in 1999 and lasted for over 16 years, until the switch to Visa in 2016.
Costco’s Current Credit Card Acceptance Policy
Today, Costco accepts Visa credit cards at all of its warehouses in the United States and Puerto Rico. This means that American Express credit cards are no longer accepted at Costco.
However, if you have an American Express card that earns rewards points or cash back, you may still be able to use it to shop at Costco online.
It is important to note that Costco also offers its own co-branded credit card, the Costco Anywhere Visa Card by Citi, which offers cash back rewards on purchases made at Costco and other retailers.
The Benefits of Using an American Express Card at Costco
While American Express credit cards are no longer accepted at Costco warehouses, there are still some benefits to using an American Express card to shop at Costco online.
First, some American Express cards offer rewards points or cash back on all purchases, including those made at Costco.com.
Additionally, American Express cards may offer purchase protection and extended warranty coverage on items purchased at Costco, which can provide added peace of mind.
Alternatives to Using American Express at Costco
If you are looking for an alternative credit card to use at Costco, you may want to consider the Costco Anywhere Visa Card by Citi.
This card offers 4% cash back on eligible gas purchases, 3% cash back on restaurant and travel purchases, 2% cash back on all Costco purchases, and 1% cash back on all other purchases.
Another option is to use a cash-back credit card from a different issuer, such as the Chase Freedom Flex or the Capital One Quicksilver. These cards offer cash back rewards on all purchases, including those made at Costco.
Tips for Shopping at Costco with an American Express Card
If you have an American Express credit card and are planning to shop at Costco online, there are a few tips to keep in mind.
First, make sure that your American Express card is eligible for online purchases at Costco.com. Some American Express cards may not be accepted for online transactions, so it’s important to check with your issuer before making a purchase.
Second, if you plan to use an American Express card for online purchases at Costco, make sure to link your card to your Costco.com account. This will ensure that your rewards points or cash back are applied to your account.
Finally, be aware that some items may be available for purchase online only, while others may only be available in-store. If you are looking for a specific item, it’s always a good idea to check both the online and in-store availability before making a purchase.
FAQs
Can I use an American Express card at Costco?
No, American Express credit cards are no longer accepted at Costco warehouses. However, some American Express cards may be eligible for online purchases at Costco.com.
What credit cards are accepted at Costco?
Costco currently accepts Visa credit cards at all of its warehouses in the United States and Puerto Rico.
Does Costco offer its own credit card?
Yes, Costco offers the Costco Anywhere Visa Card by Citi, which offers cash back rewards on purchases made at Costco and other retailers.
Can I use a cash-back credit card at Costco?
Yes, you can use a cash-back credit card at Costco. Some popular options include the Costco Anywhere Visa Card by Citi, the Chase Freedom Flex, and the Capital One Quicksilver.
Are all items available for purchase online at Costco?
No, some items may only be available for purchase in-store, while others may only be available online. It’s always a good idea to check both the online and in-store availability before making a purchase.
Conclusion
In conclusion, American Express credit cards are no longer accepted at Costco warehouses. However, if you have an American Express card that earns rewards points or cash back, you may still be able to use it to shop at Costco online. Alternatively, you may want to consider the Costco Anywhere Visa Card by Citi or a cash-back credit card from a different issuer. Whatever credit card you choose to use, be sure to check the online and in-store availability of the items you wish to purchase. Happy shopping!
